December 1, 2025
Moving Across the Country? Here’s How to Plan
Moving across the country is exciting: a new job, a new city, a new chapter. But it’s also a challenge that tests your planning skills (an...
In today’s world, there’s something most of us can agree on: everything has gotten so darn expensive! From the cost of living skyrocketing 24% over the past five years to the uncertainty rippling through the economy and job market (thanks in part to AI-driven shifts), more people than ever are asking a very practical question, “Where can I live happily without breaking the bank?!”
Whether you’re considering a cross-country move, testing out a new city before settling down, or just looking to get more bang for your buck while working remotely, affordability matters. The good news? You don’t necessarily have to give up urban living to find it. From the Midwest to the South, here are seven inexpensive cities to live where your dollar stretches a bit further.
Looking for a place where low-cost living in the USA meets big-city energy? Indianapolis is a strong contender. With lower-than-average grocery and utility costs, Indy ranks as one of the least expensive U.S. cities to live and buy a home. It’s also considered one of the best cities for remote workers seeking a lively, affordable metro.
But affordability isn’t all Indy offers! Sports lovers will feel right at home here. From cheering on the Colts and Pacers to experiencing the world-famous Indy 500, there’s always something happening in this spirited, budget-friendly urban area.
Cost of living: 11% lower than the national average
If cheap cities to live in the USA is your top priority, Wichita Falls should be on your radar. Located in North Texas and rated second on the list of Most Affordable Places to Live in the U.S., this city has low housing prices, reasonable utilities, and a strong sense of community, making it an appealing destination for young professionals and growing families alike.
Plus, Texans know how to have fun! Expect rodeos, food festivals, and beautiful parks without sky-high costs.
Cost of living: 9% lower than the national average.
Want big-city energy without the big-city price tag? St. Louis strikes that balance perfectly. This Midwestern hub is surprisingly affordable in just about every category: housing, healthcare, groceries, and entertainment. Plus, Redfin ranks St. Louis third on its list of affordable places to move in 2025.
Beyond affordability, St. Louis offers vibrant culture, high walkability scores, free world-class museums (hello, St. Louis Art Museum!), major sports teams, and a diverse food scene. It’s a great pick for those who want urban perks at a fraction of the price.
Searching for a smaller-town feel with the same low cost of living in the Missouri area? Check out Columbia, Missouri. There you’ll find small-town charm, a quick and convenient drive to two large metros (St. Louis and Kansas City), and affordability.
Cost of living: 6% lower than the national average.
Think you know Detroit? Think again: the Motor City is making a comeback. It has a booming rental market, thanks to low housing costs that are drawing in creatives, entrepreneurs, and remote workers.
You’ll find historic architecture, a growing art and music scene, and a community full of people betting big on Detroit’s future. It’s a city on the rise, and for now, you can still get in at bargain prices.
Cost of living: 3% higher than the national average.
Affordable, friendly, and full of character, Pittsburgh continues to rank as one of the cheapest cities to live in the U.S. Housing prices remain well below the national average, and the city is known for its strong job market, particularly in healthcare, education, and tech. If you’re searching for budget-friendly urban areas, Pittsburgh offers inexpensive city living!
Pittsburgh also excels in arts and culture, with a thriving music scene, top-tier museums, and picturesque neighborhoods that make it easy to fall in love with the Steel City.
Cost of living: 2% lower than the national average.
Cincinnati might not always be the first place that comes to mind when you think of affordable urban living, but it should be. This Ohio gem offers a low cost of living, affordable real estate, and all the perks of a mid-sized city: walkable neighborhoods, professional sports, and a growing food and beer scene.
It’s ideal for those looking for a fresh start, especially if you’re relocating for work or testing out city life for the first time.
Cost of living: 4% lower than the national average.
With wide-open skies and an even wider housing market, Oklahoma City blends affordability with opportunity. It consistently ranks among the top 10 cities for value, and retirees in particular love its accessible lifestyle. Plus it’s ranked as one of the least expensive U.S. cities with a cost of living that’s 18% lower than the national average! In fact, if you’re searching for cities with low rent, Oklahoma City has an average rent of $925 per month.
The city also has a surprising amount to offer: a revitalized downtown, thriving arts scene, and tons of outdoor spaces to enjoy year-round. If you’re dreaming of a laid-back, low-cost lifestyle with room to grow, OKC checks all the boxes.
Cost of living: 18% lower than the national average.
Omaha doesn’t just offer a welcoming Midwestern vibe — it also delivers when it comes to affordability. This vibrant city is a smart choice for budget-conscious movers. Rent, utilities, and even groceries come in below average, giving your paycheck more breathing room.
But affordability isn’t Omaha’s only draw. From major employers like Mutual of Omaha and the University of Nebraska Medical Center to its growing startup scene, Omaha quietly blends opportunity with charm. Residents enjoy a revitalized downtown, scenic riverfront parks, and one of the country’s best zoos — all without big-city price tags.
Cost of living: 9% lower than the national average
If you’re chasing affordability, don’t let furniture costs hold you back. CORT makes it easy to try a new city with flexible rentals and fast delivery — so you can live big, spend less, and keep your options open.
With flexible rental packages, nationwide delivery, and design options that fit every lifestyle, CORT is the perfect companion for your next big move, no matter which affordable city — or suburb — you choose to call home. Start now online, or work in-store with a professional at your local CORT Furniture Rental showroom.
Remember: your next chapter doesn’t have to come with sky-high rent or major stress. These seven cities prove that affordable living is out there. With so many wonderful, cheap cities to live in the USA, your perfect fit might be closer than you think. Ready to explore? CORT has your back coast to coast. Find furniture and more online or explore in-person at your local CORT Furniture Rental showroom.
